Hit-and-Run Accidents: How to Seek Compensation When the Driver Fled the Scene

When a Car Crash Changes Everything

The screech of tires. A sudden jolt. And then—devastating silence as the other driver speeds away. Being the victim of a hit-and-run accident is more than just a physical blow; it’s an emotional upheaval. 

In California, fleeing the scene of an accident is a crime. Under Vehicle Code Section 20002, drivers must stop and exchange information after any crash involving property damage. If injuries are involved, the law is even stricter. When someone drives off, they’re not just breaking the law but abandoning you in a crisis.

But you’re not powerless. This guide is here to help you understand your options, take action, and begin seeking compensation after a hit-and-run.

Stay Safe and Start Documenting

The moments after a crash are chaotic, but what you do next matters.

• Get to Safety: If your car still runs, move it out of traffic. If not, turn on your hazard lights and stay inside until help arrives. Remaining calm and collected is key.
• Check for Injuries: Even if you feel fine, hidden injuries can surface later. Call 911 if anyone is hurt—this ensures medical care and creates an official record. Emergency responders will assess the situation and provide necessary treatment.
• Call the Police: A police report is essential. It documents the incident and helps with insurance claims. Share everything you remember about the fleeing vehicle: make, model, color, partial plate number, any unique markings, and the direction it went. Officers may be able to use this information to locate the driver.
• Gather Evidence: If it’s safe, take photos of your car, the scene, and any debris. Talk to witnesses and get their contact info. Note the time, weather, and location. The more details you collect, the stronger your case will be.
• File an SR-1 Form: California law requires you to file this form with the DMV within 10 days if there’s over $1,000 in damage or injuries. It’s separate from the police report and helps verify financial responsibility. Failing to file could result in penalties or delays in your claim.

Navigating Insurance

Since the other driver vanished, you must rely on your own insurance. What you can recover depends on your coverage.

Uninsured Motorist (UM) Coverage

This is your lifeline in a hit-and-run. California treats unknown drivers as uninsured in these cases.

• UM Bodily Injury (UMBI): Covers medical bills, lost wages, and pain and suffering for you and your passengers. California requires physical contact between vehicles for this to apply. If your car was sideswiped or rear-ended, this coverage may kick in.
• UM Property Damage (UMPD): Pays for vehicle repairs. Some policies have limits or conditions, so check yours carefully. If you don’t have collision coverage, UMPD may be your only option for fixing your car.

Collision Coverage

If you have it, collision coverage pays for repairs regardless of fault. You’ll need to pay your deductible, but it can quickly get your car back on the road. This coverage is invaluable if your policy doesn’t include UM property damage.

Medical Payments (MedPay)

This optional coverage pays for medical expenses no matter who caused the crash. It’s beneficial early on, covering costs while your UM claim is processed. MedPay can cover ambulance fees, hospital visits, and even follow-up care.

When you contact your insurer, be honest and detailed. Share all the evidence you’ve gathered, including the police report number. And remember: California law prohibits insurers from raising your rates for accidents where you weren’t at fault—like a hit-and-run. 

Seeking Help Beyond Insurance

If you don’t have insurance—or your coverage isn’t enough—California offers another option: the Victim Compensation Board (CalVCB). This state program helps victims of violent crimes, including hit-and-run accidents involving injury.

CalVCB may cover:

• Medical and dental care
• Mental health counseling
• Lost income or support
• Job retraining
• Funeral and burial expenses (in fatal cases)

To qualify, you must apply within seven years of the incident and meet other eligibility requirements. It’s a separate process from insurance but can be a crucial lifeline. You’ll need to provide documentation, such as medical records, police reports, and proof of expenses. The application process can be time-consuming, but its support is often worthwhile.

CalVCB is especially valuable for the uninsured or underinsured. If your injuries are extensive and your policy limits are low, this program can help bridge the gap. It’s designed to ensure victims aren’t left without resources simply because the responsible party disappeared.

Don’t Go It Alone

A hit-and-run can leave you feeling isolated and overwhelmed. Between police reports, insurance paperwork, and medical recovery, it’s a lot to handle. That’s where legal support can make a real difference.

A skilled attorney can:

• Communicate with insurance companies on your behalf
• Help you understand your policy and rights
• Assist with CalVCB applications and deadlines
• Advocate for your best interests every step of the way
• Investigate the accident and work with law enforcement
• Represent you in court if the driver is found and charges are filed

Legal professionals bring clarity to a confusing process. They know the ins and outs of California law and can help you avoid common pitfalls. Whether negotiating with your insurer or filing paperwork with the state, having someone in your corner can ease the burden.

You don’t have to face this alone. If you’ve been affected by a hit-and-run in California, Skinner Law Corp is here to help. Call 310-356-0074 for compassionate, knowledgeable support. We’re committed to helping people like you secure the compensation you deserve and confidently move forward.

You have rights. You have options. And you have people ready to stand by your side.